Comments on: Mobile banking uptake: Sim card vs. phone. Ownership vs. use. http://technology.cgap.org/2010/07/14/mobile-banking-uptake-sim-card-vs-phone-ownership-vs-use/ How can technology increase the reach of microfinance? Mon, 06 Feb 2012 18:55:24 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: Erik Lindmo http://technology.cgap.org/2010/07/14/mobile-banking-uptake-sim-card-vs-phone-ownership-vs-use/comment-page-1/#comment-2305 Erik Lindmo Fri, 16 Jul 2010 19:42:40 +0000 http://technology.cgap.org/?p=2635#comment-2305 The new C1 and C2 phones launched by Nokia on June 3 have interesting features for these markets The new C1 and C2 phones launched by Nokia on June 3 have interesting features for these markets

]]> By: Scott http://technology.cgap.org/2010/07/14/mobile-banking-uptake-sim-card-vs-phone-ownership-vs-use/comment-page-1/#comment-2302 Scott Thu, 15 Jul 2010 13:50:52 +0000 http://technology.cgap.org/?p=2635#comment-2302 Jan, In many respects, you answered your own first question in the affirmative on whether benefits of mobile phones can be realized without owning the phone. Your second question though, "How will the adoption of multiple-SIM card devices change over time - and how might this affect the practices around mobile money services?", is ripe for discussion. For me, it raises a few supporting questions: 1) With multiple SIM possibilities, will we see some SIMs dedicated to particular services? When I think about initiatives like the Wholesale Application Community, I wonder if there is room for a mobile ASP model where applications can be written by developers for multiple carriers and the consumer could interact with applications via the unique ID of one SIM that remains constant while other SIMs are used for accessing specific carriers. 2) I also think about where initiatives like MULTOS, the SIM operating system that can host multiple partitioned and secured apps on the SIM itself, could play in this evolving environment. Great question Jan and well worth further investigation. Scott Jan,
In many respects, you answered your own first question in the affirmative on whether benefits of mobile phones can be realized without owning the phone. Your second question though, “How will the adoption of multiple-SIM card devices change over time – and how might this affect the practices around mobile money services?”, is ripe for discussion. For me, it raises a few supporting questions:
1) With multiple SIM possibilities, will we see some SIMs dedicated to particular services? When I think about initiatives like the Wholesale Application Community, I wonder if there is room for a mobile ASP model where applications can be written by developers for multiple carriers and the consumer could interact with applications via the unique ID of one SIM that remains constant while other SIMs are used for accessing specific carriers.
2) I also think about where initiatives like MULTOS, the SIM operating system that can host multiple partitioned and secured apps on the SIM itself, could play in this evolving environment.

Great question Jan and well worth further investigation.

Scott

]]> By: Tweets that mention Mobile banking uptake: Sim card vs. phone. Ownership vs. use. -- Topsy.com http://technology.cgap.org/2010/07/14/mobile-banking-uptake-sim-card-vs-phone-ownership-vs-use/comment-page-1/#comment-2295 Tweets that mention Mobile banking uptake: Sim card vs. phone. Ownership vs. use. -- Topsy.com Wed, 14 Jul 2010 05:39:05 +0000 http://technology.cgap.org/?p=2635#comment-2295 [...] This post was mentioned on Twitter by Clint Heyworth. Clint Heyworth said: Chambliss Cons. Fin. Mobile banking uptake: Sim card vs. phone. Ownership vs. use. http://ow.ly/187PR0 [...] [...] This post was mentioned on Twitter by Clint Heyworth. Clint Heyworth said: Chambliss Cons. Fin. Mobile banking uptake: Sim card vs. phone. Ownership vs. use. http://ow.ly/187PR0 [...]

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