Comments on: Dispatch from Tanzania: Informal Value Transfers via Mobile

By: Fehmeen | Microfinance Hub

Fehmeen | Microfinance Hub — Thu, 23 Sep 2010 12:28:36 +0000

Transferring funds via airtime is pretty inefficient compared to the basic money transfer service offered by mobile banking, and it signals a weakness on the part of the MNO that the public follows the former method. They (MNO) must use a variety of tools to make consumers aware of the true potential of money transfer services so the public derives maximum value from the transaction. I do wonder what the MNO’s margins are in both cases, though.

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By: Kanak

Kanak — Thu, 06 Aug 2009 10:40:21 +0000

I am little apprehensive about the propensity of a person who will buy the airtime. The person who is selling the airtime has got the code which can be utilised but him also(although he wont do that)but looking at it from psychology point of view of the recipient, he will be apprehensive to buy the code…

By: Kate Lauer

Kate Lauer — Wed, 05 Aug 2009 17:32:41 +0000

This is fascinating. The big risk (I would think) would be that SMS hackers would get the info and sell the vouchers themselves.

By: Putting people first » A user perspective on mobile banking in Tanzania

Putting people first » A user perspective on mobile banking in Tanzania — Wed, 05 Aug 2009 06:03:38 +0000

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