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	<title>Comments on: Findings from the field: An observation on M-PESA impact</title>
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	<link>http://technology.cgap.org/2009/06/09/findings-from-the-field-an-observation-on-m-pesa-impact/</link>
	<description>How can technology increase the reach of microfinance?</description>
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		<title>By: Observation on the frequency of remittances</title>
		<link>http://technology.cgap.org/2009/06/09/findings-from-the-field-an-observation-on-m-pesa-impact/comment-page-1/#comment-1223</link>
		<dc:creator>Observation on the frequency of remittances</dc:creator>
		<pubDate>Mon, 17 Aug 2009 15:51:10 +0000</pubDate>
		<guid isPermaLink="false">http://technology.cgap.org/?p=1017#comment-1223</guid>
		<description>[...] points out this change in habits in one of her papers and also in this blog post on the CGAP blog. Morawczynski found that users who were converting to M-Pesa from sending money through bus [...]</description>
		<content:encoded><![CDATA[<p>[...] points out this change in habits in one of her papers and also in this blog post on the CGAP blog. Morawczynski found that users who were converting to M-Pesa from sending money through bus [...]</p>
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		<title>By: Putting People First in italiano &#187; Quel che non sapete su M-PESA</title>
		<link>http://technology.cgap.org/2009/06/09/findings-from-the-field-an-observation-on-m-pesa-impact/comment-page-1/#comment-1199</link>
		<dc:creator>Putting People First in italiano &#187; Quel che non sapete su M-PESA</dc:creator>
		<pubDate>Mon, 03 Aug 2009 14:42:25 +0000</pubDate>
		<guid isPermaLink="false">http://technology.cgap.org/?p=1017#comment-1199</guid>
		<description>[...] Findings from the field: An observation on M-PESA impact [...]</description>
		<content:encoded><![CDATA[<p>[...] Findings from the field: An observation on M-PESA impact [...]</p>
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		<title>By: Putting people first &#187; What you don’t know about M-PESA</title>
		<link>http://technology.cgap.org/2009/06/09/findings-from-the-field-an-observation-on-m-pesa-impact/comment-page-1/#comment-1163</link>
		<dc:creator>Putting people first &#187; What you don’t know about M-PESA</dc:creator>
		<pubDate>Tue, 14 Jul 2009 22:38:28 +0000</pubDate>
		<guid isPermaLink="false">http://technology.cgap.org/?p=1017#comment-1163</guid>
		<description>[...] Findings from the field: An observation on M-PESA impact           &#160;    Leave a Reply [...]</description>
		<content:encoded><![CDATA[<p>[...] Findings from the field: An observation on M-PESA impact           &nbsp;    Leave a Reply [...]</p>
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		<title>By: Mark Smith</title>
		<link>http://technology.cgap.org/2009/06/09/findings-from-the-field-an-observation-on-m-pesa-impact/comment-page-1/#comment-1119</link>
		<dc:creator>Mark Smith</dc:creator>
		<pubDate>Mon, 22 Jun 2009 11:41:49 +0000</pubDate>
		<guid isPermaLink="false">http://technology.cgap.org/?p=1017#comment-1119</guid>
		<description>This is probably common all over Kenya. It reminds me of the sachet approach used for other BOP products or services. Poor people consume more because they can pay small amounts per transaction. In the end, they end up spending more on the products.</description>
		<content:encoded><![CDATA[<p>This is probably common all over Kenya. It reminds me of the sachet approach used for other BOP products or services. Poor people consume more because they can pay small amounts per transaction. In the end, they end up spending more on the products.</p>
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		<title>By: Glowtouch Technologies</title>
		<link>http://technology.cgap.org/2009/06/09/findings-from-the-field-an-observation-on-m-pesa-impact/comment-page-1/#comment-1115</link>
		<dc:creator>Glowtouch Technologies</dc:creator>
		<pubDate>Thu, 18 Jun 2009 14:35:54 +0000</pubDate>
		<guid isPermaLink="false">http://technology.cgap.org/?p=1017#comment-1115</guid>
		<description>This service enables its users to: −Deposit and withdraw money, −Transfer money to other users and non-users, −Pay bills, −Purchase airtime. M-PESA was first launched by the Kenyan MNO Safaricom, an affiliate of Vodafone in March 2007. There are 6.5 million subscribers with 2 million transactions daily in Kenya alone. Kenya, Tanzania, Afghanistan is already using it and there are plans to expand the product to India, Egypt and South Africa. Hope this would help.

Thanks.</description>
		<content:encoded><![CDATA[<p>This service enables its users to: −Deposit and withdraw money, −Transfer money to other users and non-users, −Pay bills, −Purchase airtime. M-PESA was first launched by the Kenyan MNO Safaricom, an affiliate of Vodafone in March 2007. There are 6.5 million subscribers with 2 million transactions daily in Kenya alone. Kenya, Tanzania, Afghanistan is already using it and there are plans to expand the product to India, Egypt and South Africa. Hope this would help.</p>
<p>Thanks.</p>
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		<title>By: Anon</title>
		<link>http://technology.cgap.org/2009/06/09/findings-from-the-field-an-observation-on-m-pesa-impact/comment-page-1/#comment-1112</link>
		<dc:creator>Anon</dc:creator>
		<pubDate>Wed, 17 Jun 2009 16:03:37 +0000</pubDate>
		<guid isPermaLink="false">http://technology.cgap.org/?p=1017#comment-1112</guid>
		<description>This is very interesting. I am wondering whether the same would happen when M-PESA launches cross border money transfers.</description>
		<content:encoded><![CDATA[<p>This is very interesting. I am wondering whether the same would happen when M-PESA launches cross border money transfers.</p>
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		<title>By: Andrew webber</title>
		<link>http://technology.cgap.org/2009/06/09/findings-from-the-field-an-observation-on-m-pesa-impact/comment-page-1/#comment-1106</link>
		<dc:creator>Andrew webber</dc:creator>
		<pubDate>Fri, 12 Jun 2009 19:13:26 +0000</pubDate>
		<guid isPermaLink="false">http://technology.cgap.org/?p=1017#comment-1106</guid>
		<description>Is this common everywhere in Kenya?</description>
		<content:encoded><![CDATA[<p>Is this common everywhere in Kenya?</p>
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