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	<title>Comments on: Lessons from M-PESA &#8211; a conversation with Nick Hughes, Vodafone Head of International Mobile Payment Solutions</title>
	<atom:link href="http://technology.cgap.org/2008/10/22/lessons-from-m-pesa-a-conversation-with-nick-hughes-vodafone-head-of-international-mobile-payment-solutions/feed/" rel="self" type="application/rss+xml" />
	<link>http://technology.cgap.org/2008/10/22/lessons-from-m-pesa-a-conversation-with-nick-hughes-vodafone-head-of-international-mobile-payment-solutions/</link>
	<description>How can technology increase the reach of microfinance?</description>
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		<title>By: Lessons in Scaling Social Innovation and Enterprise &#171; Compassion in Politics: Christian Social Entrepreneurship, Non-Profit Organizations, and Base of the Pyramid Design Solutions</title>
		<link>http://technology.cgap.org/2008/10/22/lessons-from-m-pesa-a-conversation-with-nick-hughes-vodafone-head-of-international-mobile-payment-solutions/comment-page-1/#comment-1011</link>
		<dc:creator>Lessons in Scaling Social Innovation and Enterprise &#171; Compassion in Politics: Christian Social Entrepreneurship, Non-Profit Organizations, and Base of the Pyramid Design Solutions</dc:creator>
		<pubDate>Fri, 20 Mar 2009 17:33:48 +0000</pubDate>
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		<description>[...] compensating for the lack of national identification cards and low literacy; * In Kenya, Vodaphone is piloting the M-Pesa mobile phone banking system with MFI Faulu Kenya, exploring new avenues of distribution; * In [...]</description>
		<content:encoded><![CDATA[<p>[...] compensating for the lack of national identification cards and low literacy; * In Kenya, Vodaphone is piloting the M-Pesa mobile phone banking system with MFI Faulu Kenya, exploring new avenues of distribution; * In [...]</p>
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		<title>By: Chipiliro Katundu - Head of Retail &#38; SME Banking</title>
		<link>http://technology.cgap.org/2008/10/22/lessons-from-m-pesa-a-conversation-with-nick-hughes-vodafone-head-of-international-mobile-payment-solutions/comment-page-1/#comment-939</link>
		<dc:creator>Chipiliro Katundu - Head of Retail &#38; SME Banking</dc:creator>
		<pubDate>Sun, 11 Jan 2009 19:57:01 +0000</pubDate>
		<guid isPermaLink="false">http://technology.cgap.org/?p=519#comment-939</guid>
		<description>The fortune and future indeed lie in the Bottom end of the Pyramid (The worlds Poor) as highlighted by C.K Prahalad and Cellphones have proven clearly to be amongst the easier way to get this group most of which live below the Poverty line.

The M- PESA initiative by Vodafone is a clear example on how a company can revolutionize how they do business in developing countries and use technology to create the capacity to consume even among the world poor.

Looking at the numbers the worlds poor are clearly the Real engine but only require a &quot;Right business model and a right combination of prdiucts and service...&quot; (Prahalad, 2006 ; p50)</description>
		<content:encoded><![CDATA[<p>The fortune and future indeed lie in the Bottom end of the Pyramid (The worlds Poor) as highlighted by C.K Prahalad and Cellphones have proven clearly to be amongst the easier way to get this group most of which live below the Poverty line.</p>
<p>The M- PESA initiative by Vodafone is a clear example on how a company can revolutionize how they do business in developing countries and use technology to create the capacity to consume even among the world poor.</p>
<p>Looking at the numbers the worlds poor are clearly the Real engine but only require a &#8220;Right business model and a right combination of prdiucts and service&#8230;&#8221; (Prahalad, 2006 ; p50)</p>
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		<title>By: Chirchir Emmanuel</title>
		<link>http://technology.cgap.org/2008/10/22/lessons-from-m-pesa-a-conversation-with-nick-hughes-vodafone-head-of-international-mobile-payment-solutions/comment-page-1/#comment-498</link>
		<dc:creator>Chirchir Emmanuel</dc:creator>
		<pubDate>Wed, 05 Nov 2008 15:21:23 +0000</pubDate>
		<guid isPermaLink="false">http://technology.cgap.org/?p=519#comment-498</guid>
		<description>Dear Hughes,

Sometime this year I was made an agency. I would wish highlight one thing. The money transfer concept made me find my old mother a job. The money transfer is making everyone come up with ideas from this simple.

Is there a forum where we could come up with an idea and if it seams viable then am protected and innovations are protected in a simple way.

I have an idea. 

Chirchir</description>
		<content:encoded><![CDATA[<p>Dear Hughes,</p>
<p>Sometime this year I was made an agency. I would wish highlight one thing. The money transfer concept made me find my old mother a job. The money transfer is making everyone come up with ideas from this simple.</p>
<p>Is there a forum where we could come up with an idea and if it seams viable then am protected and innovations are protected in a simple way.</p>
<p>I have an idea. </p>
<p>Chirchir</p>
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		<title>By: Valuable Bits</title>
		<link>http://technology.cgap.org/2008/10/22/lessons-from-m-pesa-a-conversation-with-nick-hughes-vodafone-head-of-international-mobile-payment-solutions/comment-page-1/#comment-489</link>
		<dc:creator>Valuable Bits</dc:creator>
		<pubDate>Fri, 31 Oct 2008 16:34:15 +0000</pubDate>
		<guid isPermaLink="false">http://technology.cgap.org/?p=519#comment-489</guid>
		<description>&lt;strong&gt;CGAP webinar with Nick Hughes...&lt;/strong&gt;

Nich Huges from Vodafone talked about M-PESA and his experiences from launching the service. The main message was that is important to make these kinds of services as simple as possible. In the beginning of M-PESA they considered a lot more functionali...</description>
		<content:encoded><![CDATA[<p><strong>CGAP webinar with Nick Hughes&#8230;</strong></p>
<p>Nich Huges from Vodafone talked about M-PESA and his experiences from launching the service. The main message was that is important to make these kinds of services as simple as possible. In the beginning of M-PESA they considered a lot more functionali&#8230;</p>
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		<title>By: Gunnar Camner</title>
		<link>http://technology.cgap.org/2008/10/22/lessons-from-m-pesa-a-conversation-with-nick-hughes-vodafone-head-of-international-mobile-payment-solutions/comment-page-1/#comment-485</link>
		<dc:creator>Gunnar Camner</dc:creator>
		<pubDate>Thu, 30 Oct 2008 10:37:13 +0000</pubDate>
		<guid isPermaLink="false">http://technology.cgap.org/?p=519#comment-485</guid>
		<description>First, thanks for hosting this excellent presentation, and second, is it possible to somehow see the slides presented by Nick Hughes?</description>
		<content:encoded><![CDATA[<p>First, thanks for hosting this excellent presentation, and second, is it possible to somehow see the slides presented by Nick Hughes?</p>
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		<title>By: M-PESA, why it works &#171; Design in Africa</title>
		<link>http://technology.cgap.org/2008/10/22/lessons-from-m-pesa-a-conversation-with-nick-hughes-vodafone-head-of-international-mobile-payment-solutions/comment-page-1/#comment-484</link>
		<dc:creator>M-PESA, why it works &#171; Design in Africa</dc:creator>
		<pubDate>Wed, 29 Oct 2008 23:07:42 +0000</pubDate>
		<guid isPermaLink="false">http://technology.cgap.org/?p=519#comment-484</guid>
		<description>[...] Ryan Hahn on Nick Hughes&#8217; (head of Vodafone&#8217;s international mobile payment solutions) talk at CGAP regarding the success of M-PESA, a mobile banking [...]</description>
		<content:encoded><![CDATA[<p>[...] Ryan Hahn on Nick Hughes&#8217; (head of Vodafone&#8217;s international mobile payment solutions) talk at CGAP regarding the success of M-PESA, a mobile banking [...]</p>
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