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	<title>Comments on: Why has M-PESA become so popular in Kenya?</title>
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	<link>http://technology.cgap.org/2008/06/17/why-has-m-pesa-become-so-popular-in-kenya/</link>
	<description>How can technology increase the reach of microfinance?</description>
	<lastBuildDate>Mon, 06 Feb 2012 18:55:24 +0000</lastBuildDate>
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		<title>By: Postgrad Life &#171; justaylored</title>
		<link>http://technology.cgap.org/2008/06/17/why-has-m-pesa-become-so-popular-in-kenya/comment-page-2/#comment-3924</link>
		<dc:creator>Postgrad Life &#171; justaylored</dc:creator>
		<pubDate>Wed, 01 Feb 2012 00:53:02 +0000</pubDate>
		<guid isPermaLink="false">http://technology.cgap.org/?p=434#comment-3924</guid>
		<description>[...] One thing I have learned is that I HATE. HATE. HATE. dealing with internet/cable companies. There is only one company that services my apartment complex and it rhymes with “barter” I receive about a call every 2 weeks asking me if I want to “upgrade,” “add a phone line” or a variety of other products. The answer is and always will be, NO. No, I don’t need a landline. NO ONE USES A LANDLINE ANYMORE. Welcome to the 21st century. In case I am traversing a remote location around the world where there is no cell service I will gladly exchange my phone for a few moments, days, weeks of freedom. This reality too, is shrinking since rural Kenyan farmers now can pay their bills via their cellphone. [...]</description>
		<content:encoded><![CDATA[<p>[...] One thing I have learned is that I HATE. HATE. HATE. dealing with internet/cable companies. There is only one company that services my apartment complex and it rhymes with “barter” I receive about a call every 2 weeks asking me if I want to “upgrade,” “add a phone line” or a variety of other products. The answer is and always will be, NO. No, I don’t need a landline. NO ONE USES A LANDLINE ANYMORE. Welcome to the 21st century. In case I am traversing a remote location around the world where there is no cell service I will gladly exchange my phone for a few moments, days, weeks of freedom. This reality too, is shrinking since rural Kenyan farmers now can pay their bills via their cellphone. [...]</p>
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		<title>By: An Afternoon with an m-trepreneur –Nick Hughes- Founder M-PESA (Mobile money platform) &#171; The Afropreneur &#8211; Idris Ayodeji Bello</title>
		<link>http://technology.cgap.org/2008/06/17/why-has-m-pesa-become-so-popular-in-kenya/comment-page-2/#comment-3917</link>
		<dc:creator>An Afternoon with an m-trepreneur –Nick Hughes- Founder M-PESA (Mobile money platform) &#171; The Afropreneur &#8211; Idris Ayodeji Bello</dc:creator>
		<pubDate>Fri, 27 Jan 2012 23:34:43 +0000</pubDate>
		<guid isPermaLink="false">http://technology.cgap.org/?p=434#comment-3917</guid>
		<description>[...] case you have never heard about M-PESA, you can read up here or watch one of their earliest commercials in [...]</description>
		<content:encoded><![CDATA[<p>[...] case you have never heard about M-PESA, you can read up here or watch one of their earliest commercials in [...]</p>
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		<title>By: Ravikiran M A</title>
		<link>http://technology.cgap.org/2008/06/17/why-has-m-pesa-become-so-popular-in-kenya/comment-page-2/#comment-3442</link>
		<dc:creator>Ravikiran M A</dc:creator>
		<pubDate>Tue, 05 Jul 2011 12:03:22 +0000</pubDate>
		<guid isPermaLink="false">http://technology.cgap.org/?p=434#comment-3442</guid>
		<description>I am keen to see mPesa in action next week. 
There is a very simple solution called mobi in the UAE. It uses ONLY the mobile number as a payment instrument. Need to analyse the difference in the processes of  mPesa and of mobi.
Will publish the differences/advantages / disadvantages of both soon.
Ciao :-)</description>
		<content:encoded><![CDATA[<p>I am keen to see mPesa in action next week.<br />
There is a very simple solution called mobi in the UAE. It uses ONLY the mobile number as a payment instrument. Need to analyse the difference in the processes of  mPesa and of mobi.<br />
Will publish the differences/advantages / disadvantages of both soon.<br />
Ciao <img src='http://technology.cgap.org/technologyblog/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>
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		<title>By: ePayments Week: Mobile payments target the point-of-sale</title>
		<link>http://technology.cgap.org/2008/06/17/why-has-m-pesa-become-so-popular-in-kenya/comment-page-2/#comment-3326</link>
		<dc:creator>ePayments Week: Mobile payments target the point-of-sale</dc:creator>
		<pubDate>Fri, 27 May 2011 02:56:50 +0000</pubDate>
		<guid isPermaLink="false">http://technology.cgap.org/?p=434#comment-3326</guid>
		<description>[...] a similar system among its customers for several years, but also with mobile banking systems like M-Pesa, Safaricom&#8217;s similar service in [...]</description>
		<content:encoded><![CDATA[<p>[...] a similar system among its customers for several years, but also with mobile banking systems like M-Pesa, Safaricom&#8217;s similar service in [...]</p>
]]></content:encoded>
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		<title>By: The High Low &#187; Blog Archive &#187; How to Make Your Mobile Millions</title>
		<link>http://technology.cgap.org/2008/06/17/why-has-m-pesa-become-so-popular-in-kenya/comment-page-2/#comment-3155</link>
		<dc:creator>The High Low &#187; Blog Archive &#187; How to Make Your Mobile Millions</dc:creator>
		<pubDate>Mon, 11 Apr 2011 15:47:38 +0000</pubDate>
		<guid isPermaLink="false">http://technology.cgap.org/?p=434#comment-3155</guid>
		<description>[...] people stay connected on various levels, whether it&#8217;s receiving information or money.  If M-Pesa and the Kenyan GDP isn&#8217;t proof of that, we don&#8217;t what [...]</description>
		<content:encoded><![CDATA[<p>[...] people stay connected on various levels, whether it&#8217;s receiving information or money.  If M-Pesa and the Kenyan GDP isn&#8217;t proof of that, we don&#8217;t what [...]</p>
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		<title>By: sub968</title>
		<link>http://technology.cgap.org/2008/06/17/why-has-m-pesa-become-so-popular-in-kenya/comment-page-2/#comment-3151</link>
		<dc:creator>sub968</dc:creator>
		<pubDate>Fri, 08 Apr 2011 07:17:13 +0000</pubDate>
		<guid isPermaLink="false">http://technology.cgap.org/?p=434#comment-3151</guid>
		<description>Although having cashless economy is the ultimate aim to resolve the liquidity shortage mentioned in the article. Incentivising services will bring in cash like paying school bills, paying airtime top-up, utility bills; should also be a good natural solution for the liquidity shortage, without banks or ATM intervening.</description>
		<content:encoded><![CDATA[<p>Although having cashless economy is the ultimate aim to resolve the liquidity shortage mentioned in the article. Incentivising services will bring in cash like paying school bills, paying airtime top-up, utility bills; should also be a good natural solution for the liquidity shortage, without banks or ATM intervening.</p>
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		<title>By: Osiolo I.</title>
		<link>http://technology.cgap.org/2008/06/17/why-has-m-pesa-become-so-popular-in-kenya/comment-page-2/#comment-3100</link>
		<dc:creator>Osiolo I.</dc:creator>
		<pubDate>Wed, 09 Mar 2011 09:03:33 +0000</pubDate>
		<guid isPermaLink="false">http://technology.cgap.org/?p=434#comment-3100</guid>
		<description>M-pesa in the wider picture has brought alot of joy and hope to most people more so the rural folks.Most of the financial issues that affects them i.e. hospital bills, school fees etc. can be settled within a short time by their urban based kith and kin in a very short notice.They have even moved a notch high by providing more advanced services in partnership with financial institutions.The M-pesa innovation as truely changed many lives.</description>
		<content:encoded><![CDATA[<p>M-pesa in the wider picture has brought alot of joy and hope to most people more so the rural folks.Most of the financial issues that affects them i.e. hospital bills, school fees etc. can be settled within a short time by their urban based kith and kin in a very short notice.They have even moved a notch high by providing more advanced services in partnership with financial institutions.The M-pesa innovation as truely changed many lives.</p>
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		<title>By: Kisinga</title>
		<link>http://technology.cgap.org/2008/06/17/why-has-m-pesa-become-so-popular-in-kenya/comment-page-2/#comment-3052</link>
		<dc:creator>Kisinga</dc:creator>
		<pubDate>Thu, 17 Feb 2011 09:56:02 +0000</pubDate>
		<guid isPermaLink="false">http://technology.cgap.org/?p=434#comment-3052</guid>
		<description>Micro financiers feel the heat from M-Kesho
Safaricoms&#039; M-pesa moves a notch further, partnering with banks to provide loans via mobile phones.
read more...http://microfinanceafrica.net/news/micro-financiers-feel-the-heat-from-m-kesho/</description>
		<content:encoded><![CDATA[<p>Micro financiers feel the heat from M-Kesho<br />
Safaricoms&#8217; M-pesa moves a notch further, partnering with banks to provide loans via mobile phones.<br />
read more&#8230;<a href="http://microfinanceafrica.net/news/micro-financiers-feel-the-heat-from-m-kesho/" rel="nofollow">http://microfinanceafrica.net/news/micro-financiers-feel-the-heat-from-m-kesho/</a></p>
]]></content:encoded>
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		<title>By: M-Pesa Offshore</title>
		<link>http://technology.cgap.org/2008/06/17/why-has-m-pesa-become-so-popular-in-kenya/comment-page-2/#comment-2889</link>
		<dc:creator>M-Pesa Offshore</dc:creator>
		<pubDate>Fri, 10 Dec 2010 08:38:23 +0000</pubDate>
		<guid isPermaLink="false">http://technology.cgap.org/?p=434#comment-2889</guid>
		<description>M-PESA is a system that really gives the people in the rural aerea also a chance to improve doing business and gain better income! This is just a first step and Africa will be certainly one of the growth stories in the 21st century.</description>
		<content:encoded><![CDATA[<p>M-PESA is a system that really gives the people in the rural aerea also a chance to improve doing business and gain better income! This is just a first step and Africa will be certainly one of the growth stories in the 21st century.</p>
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		<title>By: Marcell Adams</title>
		<link>http://technology.cgap.org/2008/06/17/why-has-m-pesa-become-so-popular-in-kenya/comment-page-2/#comment-2872</link>
		<dc:creator>Marcell Adams</dc:creator>
		<pubDate>Mon, 06 Dec 2010 15:32:16 +0000</pubDate>
		<guid isPermaLink="false">http://technology.cgap.org/?p=434#comment-2872</guid>
		<description>They have introduce it in South Africa as well.I have not heard or see any big differences,maybe the public has not been better inform
or my lack of knowledge is telling me otherwise because I live in Johannesburg.From what I understand it is good for rural areas so I can&#039;t paint everything with the same brush.
I think it is a great idea.Now technology is making a big difference in peoples lifes.Africans are on the right path by creating innovative ideas to improve other Africans lifes because they understand the hardship of their own people.</description>
		<content:encoded><![CDATA[<p>They have introduce it in South Africa as well.I have not heard or see any big differences,maybe the public has not been better inform<br />
or my lack of knowledge is telling me otherwise because I live in Johannesburg.From what I understand it is good for rural areas so I can&#8217;t paint everything with the same brush.<br />
I think it is a great idea.Now technology is making a big difference in peoples lifes.Africans are on the right path by creating innovative ideas to improve other Africans lifes because they understand the hardship of their own people.</p>
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